Detailed United Freedom Benefits Review – Warnings + Alternatives

Written by Jeff Root

Have you received a mailer recently – claiming you are entitled to benefits from the federal government? 

United Freedom Benefits, a life insurance company with questionable soliciting tactics, may have sent you a letter or postcard.

Especially when a company’s outreach and advertisements are convoluted, it’s important to understand the details and review all of your options before making a decision.

In this article we’ll provide an in-depth United Freedoms Benefit Review, some warnings, complaints from customers, as well as alternative companies – so that you can make an informed decision for your life insurance needs. 

Table of Contents:

  1. United Freedom Benefits Review
  2. Complaints Against United Freedom Benefits
  3. Alternatives to United Freedom Benefits 
  4. Conclusion
  5. FAQs in Relation to United Freedom Benefits Review
    1. Is United Freedom Benefits a scam?
  6. Next Steps

United Freedom Benefits Review

First and foremost, you need to know that according to the Better Business Bureau, United Freedom Benefits, while using an address based out of Georgia, is not registered to conduct insurance business with the Georgia Department of Insurance. 

So what is United Freedom Benefits?

Unfortunately, the organization provides limited (to say the least) information about who they are, what exactly they do, or how to stop receiving unsolicited communication from them. 

Mailers from United Freedom Benefits claim they can help you secure insurance coverage via governmental benefits. However, they are not associated with a governmental entity and do not legally have the ability to make such claims. 

United Freedom Benefits Mailers

United Freedom Benefits sends mailers offering a “Senior Plan” to unsuspecting citizens. 

The mailers, in essence, are offering to pay for “100% of all funeral expenses not paid by Social Security”.  Further, they state that their services are “FREE” to take advantage of. 

However, the fine print will describe how they, “are not affiliated with or endorsed by any government or Medicare program”. 

Key Takeaway: Be wary of United Freedom Benefits and their solicitation tactics. 

Complaints Against United Freedom Benefits

There is a laundry list of complaints against United Freedom Benefits. 

Many customers have complained about the lack of customer service and communication from United Freedom Benefits.

In fact, on the Better Business Bureau’s review page of United Freedom Benefits, the BBB has requested the organization voluntarily provide documentation about the business’s validity. But, no response as been received. 

The BBB has graded the company as an F. 

Customers have also reported that their policies were not properly explained or that they received incorrect information regarding coverage options.

Further, a large number of customers have filed official complaints through the BBB, stating they were scammed. 

How to Resolve Issues with United Freedom Benefits

If you are having issues with your policy or need assistance understanding it, reach out directly to the company via phone or email. Make sure you document all conversations in case there is a dispute later on.

You can also file a complaint with your state’s insurance department if necessary; most states offer an online form for filing complaints against insurers.

If you feel that you have been wronged by United Freedom Benefits, it is important to take action quickly in order to protect yourself and your rights as a consumer.

You should file a formal complaint with the appropriate authorities such as the Better Business Bureau or your state’s insurance department. This will help ensure that any potential violations are investigated thoroughly and fairly.

Additionally, if necessary, consider seeking legal advice from an experienced attorney who may be able to provide guidance on how best to proceed with filing claims against companies like United Freedoms Benefit who do not honor their obligations under law or contract agreements.

Key Takeaway: United Freedom Benefits has received many complaints from customers regarding poor customer service and communication. They have an F rating with the Better Business Bureau. 

Alternatives to United Freedoms Benefit 

United Freedoms Benefit is not your best option for life insurance coverage.

There are a number of top-rated companies to consider. 

It’s important to compare coverage options and prices between companies so you can find the best policy for your needs.

Top Rated Guaranteed Issue Life Insurance Companies

When looking for alternatives to United Freedom Benefits, there are several top-rated companies offering guaranteed issue life insurance policies.

Guaranteed issue policies are simple to apply for and are guaranteed to provide coverage, as long as you meet the age requirements (typically 50 – 85 years old). 

Look to the following companies, first:

  1. Gerber Life
  2. AIG  (Corebridge Financial)
  3. Great Western Life 

Each company offers different levels of coverage at varying price points so it’s important to research each one before making a decision.

Comparing Coverage Options and Prices Between Companies

Before selecting a policy from any company, it’s important to compare their offerings in terms of both coverage and cost. Work with an independent agent to analyze your options. 

For example, some may offer more comprehensive plans with higher premiums while others may have lower premiums but fewer benefits included in the plan.

Once you have compared all of the available options from different providers, you should be able to determine which one is best suited for your individual needs.

Consider factors such as budget constraints or specific requirements that must be met by the policyholder (e.g., age restrictions).

Key Takeaway: Better options exist for final expense and guaranteed issue life insurance than United Freedom Benefits. Look to top-rated companies instead. 

FAQs in Relation to United Freedom Benefits Review

Is United Freedom Benefits a scam?


They use deceitful tactics to solicit seniors through mailers. The mailers include confusing and inaccurate information. 

They are rated F by the BBB and have numerous unresolved complaints made against them. 

Should I respond to a United Freedom Benefits mailer? 


In fact, you should probably throw it in the trash. You can, however, file a formal complaint with the Better Business Bureau and your state’s insurance department. 

Much better, legitimate options exist for your insurance needs. 

Next Steps

Better options exist for life insurance coverage than United Freedom Benefits.

Look to reputable life insurance companies, instead. 

It is recommended that you read reviews from reliable sources, compare quotes from different companies, and make sure you understand the terms of any policy before signing up with United Freedom Benefits or any other provider.

Collaborate with an independent insurance agent when shopping for a policy. That way, you will have someone accessing multiple quotes from top-rated carriers. 

Are you looking for a life insurance policy that provides guaranteed coverage without the hassle of medical exams or paperwork? Look no further than Guaranteed Issue Life Insurance to help protect your financial future.

About Jeff Root & Guaranteed Issue Life
About Jeff Root & Guaranteed Issue Life

Jeff Root is the author of The Digital Life Insurance Agent and host of the Modern Life Insurance Selling Podcast.

Guaranteed Issue Life is a nationally licensed agency, that has helped over 1500 consumers purchase guaranteed issue life insurance. We represent over 30 life insurance companies & transact business in every state.

All content on this site has been written by life insurance experts & licensed life insurance agents.

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